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Loans & Mortgages

At Parkway Bank, the loan decisions are made locally by people you know and are here to work with you to meet your financial goals.  From overdraft protection lines of credit and auto loans to mortgage loans and home equity lines of credit, we are ready to help. Contact one of our experienced loan officers today at your local branch for additional information.                         

  Click here for branch Information.


Overdraft Protection Line of Credit

An overdraft line of credit provides you with instant funds should your checking account become overdrawn.  The overdraft protection will automatically transfer money to cover checks up to your
pre-established limit.  You only pay interest on the outstanding balance.


Personal Loans

Our personal loans give you access to money for planned and unplanned expenses.  We offer competitive rates and terms.


Auto Loans

Let us assist in the financing of your next vehicle.  We have flexible terms, quick approvals and competitive fixed rates.  Whether you are purchasing from a dealership or a private party, our loan officers can make the process easy.  We also finance recreational vehicles and boats, both new and used.


Home Equity Line of Credit

Need help consolidating debt, making home improvements, paying medical expenses or just preparing for the unexpected?  Access your home’s equity with a Home Equity Line of Credit and draw on as the need arises.


Mortgage Loans

Whether you’re building or buying a new home or refinancing your exiting home, you can look to our Mortgage Loan Originators to give you the best options to meet your mortgaging financing needs.  Our rates are competitive with terms up to 30 years for both purchase and refinance transactions.

   
 
Call Donna Gandy NMLS #79197 
At (828) 759-6011 or stop by our
Lenoir office at 509 Wilkesboro Blvd.
Call Judy Bowman NMLS #478611
at (828) 728-3867 or stop by our
Hudson office at 596 Central St.
 

  Click here to view our Mortgage Resource Center


Construction Loans

Are you ready to build your dream home?  Is your current home too small for your growing
family?  We have Caldwell County’s finest construction lender, Gary Ford.  Please come by or call
him and he can help you through the process.

Call Gary Ford NMLS #478774
At (828) 759-6002 or (828) 758-1414


Credit Cards

We offer Prime Advantage Visa or MasterCard with no annual fee.  Platinum Advantage Visa is also available.  All cards are widely accepted and offer competitive rates and fees.

All loan products are subject to credit approval.

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Financial Calculators
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